Parent resource · insurance

Which insurers do Illinois pediatric clinics actually take?

Insurance decides whether your child can be seen. We tally the plans pediatric clinics list as accepted — and break it down by your child's condition and the specialty you need — so you can see at a glance which carriers get you in the door.

91
clinics analyzed (those that publish accepted plans)
77%
take BCBS — the most-accepted commercial plan
18%
take Medicaid / All Kids — the real access gap for low-income families
Most widely accepted

Acceptance across Illinois pediatric clinics

Filter clinics by plan
Blue Cross Blue Shield
77% 70
UnitedHealthcare / Optum
49% 45
Aetna
45% 41
Cigna
41% 37
Private pay
19% 17
Medicaid / All Kids
18% 16
Tricare
12% 11
Humana
10% 9
Magellan
9% 8
Health Alliance
8% 7
Carelon / Beacon
7% 6
Medicare
7% 6
Ambetter
5% 5
MultiPlan
3% 3
Coverage by condition

Will a clinic for your child's needs take your plan?

Among clinics that treat each condition, the share accepting each major plan. Darker = more accepted.

Rarely accepted
Widely accepted

By condition

% of those clinics accepting each plan
BCBSUnited/OptumAetnaCignaPrivate payMedicaid
Autism 5677%57%54%52%11%25%
Speech / language 3773%35%27%32%22%5%
Sensory processing 3177%45%35%35%23%16%
Feeding 2778%48%30%41%26%11%
Developmental delay 2673%50%46%42%12%15%
ADHD 2273%55%59%50%23%9%
Motor delays 1878%56%28%39%17%11%
Anxiety 1580%47%60%60%20%7%
Behavioral 1587%53%87%73%27%40%
Trauma 1155%55%55%36%27%18%
Cerebral palsy 1164%45%27%27%9%0%

By specialty / care type

% of those clinics accepting each plan
BCBSUnited/OptumAetnaCignaPrivate payMedicaid
Speech / Language 5370%40%28%32%17%13%
ABA & Autism 4580%60%67%58%11%36%
Occupational Therapy 4171%46%29%37%15%15%
Feeding 2972%45%31%38%17%14%
Physical Therapy 2770%37%26%30%11%7%
Psychology / Counseling 2669%50%46%42%23%19%
How to use this

Match a clinic to your plan

On the clinics directory you can filter by accepted insurance and condition together. On Medicaid/All Kids? Start there — and if a clinic you want isn't in-network, ask about sliding-scale or a single-case agreement.

Based on the 91 Illinois pediatric clinics that publish accepted plans — a sample that grows as we enrich more clinics and they claim their listings. Self-reported; confirm your specific plan and in-network status with the clinic.